Common Myths About HOAs
Homeowners associations (HOAs) get a lot of mixed reviews, and as a result, some wild myths can start circulating. Homeowners associations are actually categorized as “non-profit businesses” and must actually file with the State as such an entity. If you’re considering moving into an HOA or just want to set the record straight, let’s tackle some of the biggest myths about HOAs and see what’s actually true.
1. Myth #1: HOAs Are Just Out to Fine People
One of the most common myths about HOAs is that they’re constantly looking for reasons to fine homeowners. The reality? Most HOAs would actually prefer not to fine anyone. Fines are usually a last resort when someone repeatedly ignores guidelines that keep the community looking nice and feeling safe. Most HOAs will give reminders and warnings before issuing any fine, because their goal is to get everyone on the same page, not to nickel-and-dime residents.
2. Myth #2: HOAs Have Crazy Rules About Everything
Sure, HOAs do have rules, but they’re not making them up to make life difficult. HOA rules are in place to maintain property values, keep things safe, and create a pleasant environment for everyone. In fact, most rules are pretty reasonable, covering basics like lawn maintenance, noise levels, parking, and sometimes paint colors or holiday decor timing. The purpose is to avoid major eyesores and keep the neighborhood looking its best, which is something most residents appreciate.
3. Myth #3: HOA Boards Are Just Power-Hungry Residents
This one’s a biggie. While it’s easy to assume that HOA boards are filled with people who want to control everything, most board members are regular homeowners who volunteer their time to improve their community. They’re not getting paid, and they’re making decisions that benefit everyone, themselves included. Yes, there may be some strong personalities on a board here or there, but for the most part, board members genuinely care about the neighborhood and are doing their best.
4. Myth #4: HOAs Just Waste Money on Management Companies
Some people think HOAs are throwing money away on hiring management companies when they could handle things themselves. However, working with a professional management company often provides the expertise needed to keep the HOA running smoothly, especially with owner communications, financial planning, legal compliance, and maintenance coordination. Instead of volunteers juggling these responsibilities, a management company takes care of day-to-day operations and frees up the board to focus on larger issues. So while there’s a cost, it’s usually an investment in smoother operations and better service for the community.
5. Myth #5: HOAs Can Just Raise Dues Whenever They Want
This myth makes people wary of joining HOAs, but it’s not as simple as “raise dues at will.” While dues can increase, it usually happens after careful budgeting and discussion, often with a vote from the board or even the community. Dues are raised to cover necessary costs, like rising maintenance fees, insurance, or reserve funds for unexpected repairs. Nobody wants to pay more than necessary, so increases are typically well thought-out to keep dues manageable.
The Real Deal on HOAs
At the end of the day, HOAs exist to increase property values, help keep communities looking good, safe, and financially sound. Like any organization, there might be bumps or the occasional odd rule, but most HOAs are focused on protecting property values and creating a good quality of life for everyone.
So, the next time you hear someone complain that HOAs are all about “rules and fines,” you can set the record straight: they’re about making neighborhoods great places to live!
By Chris Bellardi, Aperion Management Group Senior Community Manager
Does your HOA need help with financial services? Or are there other/additional items your HOA needs? Please reach out to us for an HOA Management proposal by clicking here.
